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In massively multi-player online role playing games (MMORPGs), it can take months of playing time to become a powerful character. Characters are measured by their "level" -- it's simply a number.
Level 20 characters are more powerful than level 17 characters. It took me 15 days of elapsed playing time to get Tibia Gold Galt, my World of Warcraft character, up to level 60 -- the highest level in the game. Now, I enjoyed that process, but some people want to be powerful right away -- without all the work.
It's possible to pay someone or a service to "power-level" your character for you -- in other words, "level it up" and play it for you until it's all-powerful. This involves giving the power-leveling service your username and password so that their employees can enter the game as you.
Because most MMORPGs require a monthly subscription fee, this gives the power-leveling service access to your credit card information, unless you use a pre-paid game card.
Each username and password -- known as an account -- usually has the ability to have multiple characters. So the service could delete characters, and you would have no recourse.
It's also possible to buy a pre-leveled character -- but what you're actually buying is an account, and each account must pay a monthly subscription fee, this usually only works for players just starting out, or with a lot of disposable income.
As you can see, this is a potentially dangerous practice.